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Business plan for SCAs members

A planned activity has more chances to survive that an unplanned one. The planning process combines resources' availability with the intention of activity and time. The plan, the nature of activity, the objectives and time should be clearly defined. All business beginnings need planning, because a business is management of different resources and activities for producing goods and services in order to satisfy the market need, ensuring that the business is viable and can continue operating. Resources management includes a planned obligation -payment of interest rate, loan reimbursement, payment of creditors and protecting stakeholders' interests. This fact needs resources' utilization and goods and services placement to be synchronized with the need to honor punctually all obligations, this also requires that the cost of performing activities and obligations   to be lower than the the revenues generated by the produced goods or services.
Institutions willing to provide financing in order to help a farmer or a business man to start or mange a business want to know what is the purpose of the business, how the activities will be developed, what is the business cost and if the business will be profitable enough to satisfy the reimbursement obligations. Without having a written plan it is difficult to make this evaluation.
The longer is the financing term, the clearer should be defined the business activities and objectives. Without a plan, efficient business management becomes uncertain and the risk of losing money is increasing.
The manual was developed: with the support of the Department for International Development of Great Britain and the company  Landell Mills Management Consultants. The publication of the manual was funded by USAID project  BIZPRO/Moldova.

The manual is available only in Romanian.